TWLOTwilio Inc.

$228.40

Is it safe?

Can TWLO take a bad year?

Twilio Inc. holds $1.66B more cash than debt, so a bad year is a question about profits, not about lenders.

$1.66B

Net cash

Net debt / EBITDA
net cash

Net debt / EBITDA · no net borrowings to measure against earnings

Altman Z-score
8.62

Altman Z-score · safe zone, above 3

Debt / equity
0.11×

Debt / equity

Details
Total debtQ2 2026
$993M
Cash and short-term investments
$2.66B
Net cash
$1.66B
EBITDA, trailing twelve months
$410M
Operating profit, trailing twelve months
$290M
Debt / equity
0.11×
Total debt / EBITDA
2.42×
Annualised volatilitytwo years of daily moves
57%
Worst drawdown on file
−90%
Below its 52-week high
−11%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.