SPFISouth Plains Financial, Inc.

$42.80+13% 1Y

Is the price fair?

Watch

At the top of its own P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 to watch, 2 without data
Vs its own P/E rangedearer than 90% of its own historyderived

Expensive vs its own history: P/E 11.7 vs a 7.9 median over 29 quarters (+47% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What SPFI's price assumes

South Plains Financial, Inc. trades at 11.7× earnings against 11.9× for the median Banks - Regional name, cheaper than its own group.

11.7

Trailing P/E · Banks - Regional median 11.9 · cheaper than the typical name in its group

Price / sales
3.79

Price / sales · as of 2026-Q1

Price / book
1.58

Price / book · as of 2026-Q1

EV / sales
0.65

EV / sales

Details›
Price / bookas of 2026-Q1
1.58
EV / salesas of 2026-Q1
0.65
Financial Services median P/E625 names
12.2
Banks - Regional median P/E234 names
11.9
Market capitalisation
$819M
What the market has paid for these earnings: 29 quarters of its own multiple × $3.66 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$25.30
Its own P/E history, median$29.07
Its own P/E history, upper quartile$39.93
52-week range$35.64 – $45.95
Today$42.80

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.