PSXPhillips 66
Is it safe?
Strong, no red flags: clean books and quality strong.
Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$27.8M, 90 days to Oct 8, 2026), selling is often routine.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -64% · now at/near its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can PSX take a bad year?
The deepest fall in PSX's price history on file is −64%; it is 1.2% below its high today.
Net debt · as at Q2 2026 · debt less the cash on hand
- Debt / equity
- 0.65×
Debt / equity
- Annualised volatility
- 34%
Annualised volatility · about as steady as the market itself
- Worst drawdown on file
- −64%
Worst drawdown on file · −1.2% today
Details›
- Total debtQ2 2026
- $20.6B
- Cash and short-term investments
- $4.10B
- Net debt
- $16.5B
- Debt / equity
- 0.65×
- Annualised volatilitytwo years of daily moves
- 34%
- Worst drawdown on file
- −64%
- Below its 52-week high
- 1.2%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Oil & Gas Refining & Marketing
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