PACSPACS Group, Inc.
Is it safe?
Solid, nothing alarming: comfortable debt (AA), but big price swings.
Mixed, watch the balance sheet Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Insiders were net sellers (-$47.3M, 90 days to Oct 8, 2026), selling is often routine.
Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -82% · now 11% below its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can PACS take a bad year?
PACS Group, Inc. carries $82M of net debt at 0.17× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 0.17×
Net debt / EBITDA
- Altman Z-score
- 2.06
Altman Z-score · grey zone, between 1.8 and 3
- Interest cover
- 13.9×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ2 2026
- $246M
- Cash and short-term investments
- $164M
- Net debt
- $82M
- EBITDA, trailing twelve months
- $478M
- Operating profit, trailing twelve months
- $410M
- Debt / equity
- 0.22×
- Total debt / EBITDA
- 0.52×
- Annualised volatilitytwo years of daily moves
- 87%
- Worst drawdown on file
- −82%
- Below its 52-week high
- 11%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.