NMIHNMI Holdings, Inc.

$40.02+1.4% 1Y

Is the price fair?

Mixed

In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 neutral, 2 without data
Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 7.9 vs a 8.3 median over 39 quarters (−5% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)top 5% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What NMIH's price assumes

NMI Holdings, Inc. trades at 7.88× earnings against 8.72× for the median Insurance - Specialty name, cheaper than its own group.

7.88

Trailing P/E · Insurance - Specialty median 8.72 · cheaper than the typical name in its group

Price / sales
4.14

Price / sales · as of 2026-Q2

Price / book
1.12

Price / book · as of 2026-Q2

EV / sales
4.62

EV / sales

Details›
Price / bookas of 2026-Q2
1.12
EV / salesas of 2026-Q2
4.62
Financial Services median P/E625 names
12.1
Insurance - Specialty median P/E14 names
8.72
Market capitalisation
$3.00B
What the market has paid for these earnings: 39 quarters of its own multiple × $5.08 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$39.04
Its own P/E history, median$42.20
Its own P/E history, upper quartile$56.90
52-week range$35.35 – $45.70
Today$40.02

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.