MQMarqeta, Inc.

$3.95-31% 1Y
Latest close: a new 52-week highOct 9, 2026what changed →

Is the price fair?

Good

Modest expectations priced in. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 good, 2 without data
What the price assumes~−6% a yearderived · Jun 30, 2026

Priced for a decline (~−6% a year). Little growth is priced in even as revenue fell 7% a year over three years, potential value, or a value trap.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)bottom 1% of the market
FCF yieldbetter than 89% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What MQ's price assumes

Marqeta, Inc. trades at 226× earnings against 34.2× for the median Software - Infrastructure name, more expensive than its own group.

226

Trailing P/E · Software - Infrastructure median 34.2 · 6.61× the median: the market pays up for this one

Price / sales
0.62

Price / sales · as of 2026-Q2

Free cash flow yield
12%

Free cash flow yield · Software - Infrastructure median 5.3%

Growth the price implies
−5.9%

Growth the price implies · The price pays for −5.9% free cash flow growth a year for a decade; revenue has grown −7.1% a year over the last three.

Details›
Price / bookas of 2026-Q2
0.59
EV / EBIToperating margin −1.9%: the multiple describes the denominator
not meaningful
Technology median P/E459 names
37.7
Software - Infrastructure median P/E107 names
34.2
Free cash flow, trailing twelve months
$198M
Market capitalisation
$1.67B
3-year revenue growth
−7.1%

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.