The financials
MetroCity Bankshares, Inc. by the numbers
MetroCity Bankshares, Inc. (MCBS) reported revenue of $44M in Q1 2026 (quarter ended March 31, 2026), up 46% from the same quarter a year earlier. That came with net income of $22M (50% of revenue). For the full year FY2025, revenue was $130M (+10% year on year) and net income $69M. Its largest product in 2026-Q2 was Other Service Charges Commissions And Fees at $1.4M, 60% of the disclosed total, just ahead of Deposit Account at 40%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $44M | $31M | +46% |
| Net income | $22M | $16M | +37% |
| Diluted EPS | $0.77 | $0.63 | +22% |
| Product | Revenue | Share |
|---|---|---|
| Other Service Charges Commissions And Fees | $1.4M | 60% |
| Deposit Account | $958K | 40% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $2.4M (-1.8%)
Deposit Account grew +90% year on yearOther Service Charges Commissions And Fees -12% year on year
Segment Latestquarter on quarteryear on year
- Other Service Charges Commissions And Fees$1.4M$1.4MQoQ -9.7%year on year -12%-9.7%-12%
- Deposit Account$958.0K$958.0KQoQ +13%year on year +90%+13%+90%
Banks - Regional
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