MCBSMetroCity Bankshares, Inc.

$35.20

Price

$35.20+33%1Y
1M-2.3%1Y+33%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average
7/10
Value23
Quality78
Momentum69
Growth88
Strongest Growth, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

We are a full-service commercial bank focused on delivering personalized service in an efficient and reliable manner to the small-to medium-sized businesses and individuals in our markets, including many customers in diverse and multi-ethnic communities in growing metropolitan markets in the Eastern U.S., Texas and California. We offer a suite of loan and deposit products tailored to meet the needs of the businesses of our customers.

In the company’s own words · 10-K filed Mar 16, 2026 · SEC EDGAR

P/E (TTM)12.7
Market Cap$1.01B
1Y Return+33%
5Y Return+105%

Business segments

Q2 2026 · $2.4M

The company’s own SEC segment disclosure.

  • Other Service Charges Commissions And Fees$1.4M60%
  • Deposit Account$958.0K40%

MetroCity Bankshares, Inc. (MCBS) reported revenue of $44M in Q1 2026 (quarter ended March 31, 2026), up 46% from the same quarter a year earlier. That came with net income of $22M (50% of revenue). For the full year FY2025, revenue was $130M (+10% year on year) and net income $69M. Its largest product in 2026-Q2 was Other Service Charges Commissions And Fees at $1.4M, 60% of the disclosed total, just ahead of Deposit Account at 40%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.