LTHLife Time Group Holdings, Inc.

$44.79

Is it safe?

Can LTH take a bad year?

Life Time Group Holdings, Inc. carries $1.38B of net debt at 1.70× EBITDA: a load its earnings can carry.

$1.38B

Net debt · as at Q1 2026 · under two and a half years of EBITDA, comfortable

Net debt / EBITDA
1.70×

Net debt / EBITDA · 2.17× a year ago · the load is coming down

Altman Z-score
1.62

Altman Z-score · distress zone, below 1.8

Cash runway
1.0 years

Cash runway · burning $31M a quarter at the current rate

Details
Total debtQ1 2026
$1.50B
Cash and short-term investments
$120M
Net debt
$1.38B
EBITDA, trailing twelve months
$815M
Operating profit, trailing twelve months
$508M
Debt / equity
0.47×
Total debt / EBITDA
1.84×
Annualised volatilitytwo years of daily moves
39%
Worst drawdown on file
−58%
Below its 52-week high
−2.1%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.