LOWLowe's

$210.41

Is it safe?

Can LOW take a bad year?

Lowe's carries $36.7B of net debt at 2.99× EBITDA: a load its earnings can carry.

$36.7B

Net debt · as at Q1 2026 · between two and four years of EBITDA, normal for a stable business

Net debt / EBITDA
2.99×

Net debt / EBITDA · 2.60× a year ago · the load is going up

Altman Z-score
3.13

Altman Z-score · safe zone, above 3

Interest cover
393×

Interest cover · operating profit covers the interest bill several times over

Details
Total debtQ1 2026
$37.9B
Cash and short-term investments
$1.24B
Net debt
$36.7B
EBITDA, trailing twelve months
$12.3B
Operating profit, trailing twelve months
$10.2B
Total debt / EBITDA
3.09×
Annualised volatilitytwo years of daily moves
26%
Worst drawdown on file
−49%
Below its 52-week high
−26%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.