HUBGHub Group, Inc.
Is it safe?
Strong, no red flags: a safe balance sheet and comfortable debt (AA).
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -51% · now 51% below its 52-week high.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can HUBG take a bad year?
Hub Group, Inc. carries $230M of net debt at 0.77× EBITDA: a load its earnings can carry.
Net debt · as at Q3 2025 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 0.77×
Net debt / EBITDA · 0.66× a year ago · the load is going up
- Altman Z-score
- 3.97
Altman Z-score · safe zone, above 3
- Interest cover
- 11.2×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ3 2025
- $350M
- Cash and short-term investments
- $120M
- Net debt
- $230M
- EBITDA, trailing twelve months
- $301M
- Operating profit, trailing twelve months
- $143M
- Debt / equity
- 0.20×
- Total debt / EBITDA
- 1.16×
- Annualised volatilitytwo years of daily moves
- 42%
- Worst drawdown on file
- −51%
- Below its 52-week high
- 51%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Integrated Freight & Logistics
Ranks #2 of 8 by RyuScore