The financials
Fair Isaac by the numbers
Fair Isaac (FICO) reported revenue of $674M in Q3 2026 (quarter ended June 30, 2026), up 26% from the same quarter a year earlier. That came with a gross margin of 87% and net income of $237M (35% of revenue). For the full year FY2025, revenue was $1.99B (+16% year on year) and net income $652M. Its largest product in 2026-Q1 was On Premises And Saa S Software at $199M, 30% of the disclosed total, just ahead of Saa S Products at 18%.
| Income statement | Q3 2026 | Q3 2025 | Change |
|---|---|---|---|
| Revenue | $674M | $536M | +26% |
| Gross profit | $587M | $449M | +31% |
| Operating income | $363M | $263M | +38% |
| Net income | $237M | $182M | +30% |
| Diluted EPS | $10.45 | $7.40 | +41% |
| Product | Revenue | Share |
|---|---|---|
| On Premises And Saa S Software | $199M | 30% |
| Saa S Products | $121M | 18% |
| Non Platform Software | $112M | 17% |
| Platform Software | $87M | 13% |
| On Premises Products | $79M | 12% |
| Business To Consumer Scores | $57M | 8.5% |
| Technology Service | $17M | 2.6% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q1 2026Total $672.5M (+5.1%)
Platform Software grew +54% year on yearNon Platform Software -12% year on year
Segment Latestquarter on quarteryear on year
- On Premises And Saa S Software$199.2M$199.2MQoQ +5.8%year on year +8.4%+5.8%+8.4%
- Saa S Products$120.6M$120.6MQoQ +4.3%year on year +19%+4.3%+19%
- Non Platform Software$112.3M$112.3MQoQ -1.8%year on year -12%-1.8%-12%
- Platform Software$87.0M$87.0MQoQ +18%year on year +54%+18%+54%
- On Premises Products$78.6M$78.6MQoQ +8.3%year on year -4.5%+8.3%-4.5%
- Business To Consumer Scores$57.3M$57.3MQoQ +2.5%year on year +5.1%+2.5%+5.1%
- Technology Service$17.5M$17.5MQoQ -9.0%year on year -2.2%-9.0%-2.2%
Software - Application
Ranks #11 of 90 by Smart Score