FICOFair Isaac
Price
-56%1YEnd-of-day closes, not the intraday tick.
More going right than wrong
Quality strong, nothing alarming, undemanding price, growing in the filings, the market undecided.
Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the “Company,” which may also be referred to in this report as “we,” “us,” “our,” and “FICO”) is a global analytics software leader. We were founded in 1956 on the premise that data, used intelligently, can improve business decisions. Today, FICO’s software and the widely used FICO® Score operationalize analytics, enabling thousands of businesses in more than 80 countries to uncover new opportunities, make timely decisions that matter, and execute them at scale.
In the company’s own words · 10-K filed Nov 7, 2025 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Fair Isaac (FICO) reported revenue of $674M in Q3 2026 (quarter ended Jun 30, 2026), up 26% from the same quarter a year earlier. That came with a gross margin of 87% and net income of $237M (35% of revenue). For the full year FY2025, revenue was $1.99B (+16% year on year) and net income $652M. Its largest product in Q3 2026 was On Premises And Saa S Software at $197M, 29% of the disclosed total, ahead of Saa S Products at 19%. The next results filing is expected around Nov 4, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Oct 6, 2026On October 1, 2026, management of Fair Isaac Corporation (the “Company”) committed to a plan of workforce reduction by reducing the number of layers in the organization, simplifying the operating structure, optimizing processes and tools, and integrating AI-driven product development.Exit or disposal costs (restructuring) · Form 8-K
- Jul 29, 2026FICO Announces Earnings of $10.45 per Share.Earnings release · press release
- Jun 8, 2026On June 5, 2026, Fair Isaac Corporation (the “Company”) entered into an amendment (the “First Amendment”) to its Third Amended and Restated Credit Agreement dated as of May 13, 2025, among the Company, the several banks and other financial institutions from time to time parties thereto, Wells Fargo Securities, LLC and …Material agreement entered · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Q3 2026 · $668.1MThe company’s own SEC segment disclosure.
- On Premises And Saa S Software$197.0M29%
- Saa S Products$128.7M19%
- Platform Software$101.8M15%
- Non Platform Software$95.1M14%
- On Premises Products$68.2M10%
- Business To Consumer Scores$58.9M9%
- Other (1)$18.3M3%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
Software, Application
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