Is it safe?
Can EVCM take a bad year?
EverCommerce Inc. carries $393M of net debt at 3.19× EBITDA: a load its earnings can carry.
$393M
Net debt · as at Q1 2026 · between two and four years of EBITDA, normal for a stable business
- Net debt / EBITDA
- 3.19×
Net debt / EBITDA · 2.94× a year ago · the load is going up
- Altman Z-score
- 1.43
Altman Z-score · distress zone, below 1.8
- Interest cover
- 1.69×
Interest cover · operating profit barely covers the interest bill
Details›
- Total debtQ1 2026
- $522M
- Cash and short-term investments
- $129M
- Net debt
- $393M
- EBITDA, trailing twelve months
- $123M
- Operating profit, trailing twelve months
- $58M
- Debt / equity
- 0.73×
- Total debt / EBITDA
- 4.24×
- Annualised volatilitytwo years of daily moves
- 50%
- Worst drawdown on file
- −74%
- Below its 52-week high
- −33%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software - Application
Ranks #70 of 90 by Smart Score