Encore Capital Group, Inc. has grown revenue 8.1% a year over three years and 3.3% a year over five, with earnings per share compounding at 14%. Revenue growth, 3-year annual rate: +8.1% (Credit Services median +10%). Revenue growth, 5-year rate: +3.3%, growth has picked up over the last three years. Earnings per share, 3-year rate: +14%, earnings outgrew revenue: margins or the share count worked for shareholders. Years of annual history on file: 17, FY2009 to FY2025, as filed.

ECPGEncore Capital Group, Inc.

Financial Services

$99.64+121% 1Y

$99.64

$40.5352 weeks$103.66

Is it growing?

Mixed

Neither accelerating nor breaking down: revenue growing +30% year on year and operating margin widening (+26.4 points), but earnings down −457% year on year.

2 good, 1 to watch

Revenue trend+30% in a year

Trailing-twelve-month revenue vs a year earlier, from the company's own filings. Five-year pace: +3% a year.

Earnings trend−457% in a year

Trailing-twelve-month earnings per share against a year earlier. Growing slower than revenue, so the growth is costing something.

Margin direction+26.4 points operating

Trailing-twelve-month operating margin, 37.7% now against 11.4% a year earlier.

All from SEC EDGAR, as of Jun 30, 2026.

Where this answer is blind. These are trailing numbers from the filings, not forecasts: an acquisition or a one-off year can flatter them, so check the quarters.

Is ECPG growing?

Encore Capital Group, Inc. has grown revenue 8.1% a year over three years and 3.3% a year over five, with earnings per share compounding at 14%.

+8.1%

Revenue growth, 3-year annual rate · Credit Services median +10% · steady growth, ahead of inflation · compounded from fiscal-year columns as filed

Revenue growth, 5-year rate: +3.3%
Revenue growth, 5-year rate · +8.1% over three · growth has picked up over the last three years
Earnings per share, 3-year rate: +14%
Earnings per share, 3-year rate · revenue +8.1% · earnings outgrew revenue: margins or the share count worked for shareholders
Years of annual history on file: 17
Years of annual history on file · FY2009 to FY2025, as filed