CCBCoastal Financial Corporation

$46.86

Price

$46.86-51%1Y
1M-34%1Y-51%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Average
6/10
Value61
Quality71
Momentum35
Growth26
Strongest Quality, weakest Growth · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

Coastal Financial Corporation (“Company”) is a registered bank holding company, whose wholly owned subsidiaries are Coastal Community Bank (“Bank”) and Arlington Olympic LLC (“LLC”). The Company is a Washington state corporation that was organized in 2003. The Bank was incorporated and commenced operations in 1997 and is a Washington state-chartered commercial bank and Federal Reserve System (“Federal Reserve”) member bank.

In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR

P/E (TTM)14.7
Market Cap$1.09B
1Y Return-51%
5Y Return+62%

Business segments

Q2 2026 · $87.0M

The company’s own SEC segment disclosure.

  • Baa S Credit Enhancements$70.7M81%
  • Transaction Fees$6.8M8%
  • Baa S Fraud Enhancements$4.3M5%
  • Servicing And Other Baa S Fees$2.9M3%
  • Reimbursement Of Expenses$2.3M3%

Coastal Financial Corporation (CCB) reported revenue of $112M in Q1 2026 (quarter ended March 31, 2026), up 6.5% from the same quarter a year earlier. That came with net income of $12M (11% of revenue). For the full year FY2025, revenue was $430M (+8.3% year on year) and net income $47M. Its largest product in 2026-Q2 was Baa S Credit Enhancements at $71M, 81% of the disclosed total, just ahead of Transaction Fees at 7.9%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.