CASSCass Information Systems, Inc.
Is the price fair?
Neither cheap nor expensive: growth expectations in line with delivery and in its normal P/E range.
Priced for ~3% a year FCF growth. Moderate growth expectations are priced in.
In its normal range: P/E 19.4 vs a 19.4 median over 41 quarters (+0% vs median).
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What CASS's price assumes
Cass Information Systems, Inc. trades at 19.4× earnings against 25.8× for the median Specialty Business Services name, cheaper than its own group.
Trailing P/E · Specialty Business Services median 25.8 · cheaper than the typical name in its group
- Free cash flow yield
- 6.0%
Free cash flow yield · Specialty Business Services median 7.8%
- Growth the price implies
- +3.2%
Growth the price implies · The price pays for +3.2% free cash flow growth a year for a decade; the business has delivered +14% a year over the last three.
Details›
- Industrials median P/E440 names
- 26.5
- Specialty Business Services median P/E28 names
- 25.8
- Free cash flow, trailing twelve months
- $42M
- Market capitalisation
- $694M
- 3-year revenue growth
- +0.90%
- 3-year free cash flow growth
- +14%
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $45.93 |
| Its own P/E history, median | $53.80 |
| Its own P/E history, upper quartile | $62.00 |
| 52-week range | $36.00 – $58.68 |
| Today | $53.94 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Specialty Business Services
Ranks #6 of 22 by RyuScore