UBSIUnited Bankshares, Inc.

$47.46

Price

$47.46+39%1Y
1M+1.6%1Y+39%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Average
5/10
Value26
Quality63
Momentum70
Growth44
Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

United Bankshares, Inc. (“United,” “we,” “us,” “our,” or the “Company”) is a West Virginia corporation registered as a financial holding company pursuant to the Bank Holding Company Act of 1956, as amended. United was incorporated on March 26, 1982, organized on September 9, 1982, and began conducting business on May 1, 1984 with the acquisition of three wholly-owned subsidiaries. Since its formation in 1982, United has acquired thirty-three banking institutions.

In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR

P/E (TTM)13.3
Market Cap$6.12B
1Y Return+39%
5Y Return+72%

Business segments

Q2 2026 · $28.5M

The company’s own SEC segment disclosure.

  • Deposit Account$10.1M35%
  • Fiduciary And Trust$6.8M24%
  • Service Other$5.2M18%
  • Mortgage Banking$2.9M10%
  • Credit Card$2.4M8%
  • Financial Service Other$1.2M4%

United Bankshares, Inc. (UBSI) reported revenue of $416M in Q1 2026 (quarter ended March 31, 2026), up 3.0% from the same quarter a year earlier. That came with net income of $124M (30% of revenue). For the full year FY2025, revenue was $1.69B (+12% year on year) and net income $465M. Its largest product in 2026-Q2 was Deposit Account at $10M, 35% of the disclosed total, just ahead of Fiduciary And Trust at 24%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.