PFSProvident Financial Services, Inc.

$23.53

Price

$23.53+38%1Y
1M-1.0%1Y+38%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average
7/10
Value38
Quality72
Momentum78
Growth39
Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

The Company is a Delaware corporation which became the holding company for Provident Bank (the “Bank”) on January 15, 2003, following the completion of the Bank's conversion to a New Jersey-chartered capital stock savings bank. On January 15, 2003, the Company issued an aggregate of 59,618,300 shares of its common stock, par value $0.01 per share in a subscription offering, and contributed $4.8 million in cash and 1,920,000 shares of its common stock, which amounted to $24.0 million in aggregate, to The Provident Bank Foundation, a charitable foundation established by the Bank.

In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR

P/E (TTM)10.0
Market Cap$2.96B
1Y Return+38%
5Y Return+40%

Business segments

Q1 2026 · $19.6M

The company’s own SEC segment disclosure.

  • Insurance Commissions And Fees$6.8M35%
  • Banking$6.4M32%
  • Deposit Account$5.2M27%
  • Debit Card$1.2M6%

Provident Financial Services, Inc. (PFS) reported revenue of $315M in Q1 2026 (quarter ended March 31, 2026), up 3.2% from the same quarter a year earlier. That came with net income of $79M (25% of revenue). For the full year FY2025, revenue was $1.27B (+22% year on year) and net income $291M. Its largest product in 2026-Q1 was Insurance Commissions And Fees at $6.8M, 35% of the disclosed total, just ahead of Banking at 32%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.