PAYPaymentus Holdings, Inc.

$21.27

Price

$21.27-38%1Y
1M-8.5%1Y-38%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average
8/10
Value74
Quality64
Momentum35
Growth77
Strongest Growth, weakest Momentum · ranked vs Technology peers. The five questions below judge the company on its own terms.
What they do

We are a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to a broad and diverse base of business and financial institution clients. Our platform was used by approximately 53 million consumers and businesses globally in December 2025 to pay their bills, make money movements and engage with our clients.

In the company’s own words · 10-K filed Feb 24, 2026 · SEC EDGAR

P/E (TTM)69.2
Market Cap$2.65B
1Y Return-38%
5Y Return-29%

Business segments

Q1 2026 · $358.4M

The company’s own SEC segment disclosure.

  • US$353.0M98%
  • Non Us$5.4M2%

Paymentus Holdings, Inc. (PAY) reported revenue of $358M in Q1 2026 (quarter ended March 31, 2026), up 30% from the same quarter a year earlier. That came with a gross margin of 24% and net income of $21M (5.8% of revenue). For the full year FY2025, revenue was $1.20B (+37% year on year) and net income $67M. Its largest region in 2026-Q1 was US at $353M, 98% of the disclosed total, just ahead of Non Us at 1.5%.

Raw charts

10 series · TTM

As reported to the SEC, without any scoring.