OPFIOppFi Inc.
Price
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Cheap for a reason: check quality first
Quality shaky, nothing alarming, undemanding price, growth steady, the market undecided.
OppFi is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. Through transparency, responsible lending, financial inclusion, and an excellent customer experience, the Company supports consumers, who are turned away by mainstream options, to build better financial health. OppFi’s primary mission is to facilitate financial inclusion and credit access to the 48 million everyday Americans who face credit insecurity, through its products and an unwavering commitment to its customers.
In the company’s own words · 10-K filed Mar 12, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
OppFi Inc. (OPFI) reported revenue of $86M in Q2 2026 (quarter ended Jun 30, 2026), down 14% from the same quarter a year earlier. That came with net income of $15M (17% of revenue). For the full year FY2025, revenue was $381M (+19% year on year) and net income $26M. The next results filing is expected around Oct 28, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Sep 21, 2026As previously reported, the Company entered into an Agreement and Plan of Merger, dated as of April 28, 2026 (as it may be amended from time to time, the “Merger Agreement”), with BNCC and Birch Merger Sub, LLC, a Delaware limited liability company and wholly owned subsidiary of OppFi, pursuant to which OppFi would …New debt or off-balance-sheet obligation · Form 8-K
- Aug 10, 2026On August 10, 2026 (the “Closing Date”), Opportunity Funding SPE Residual, LLC, a Delaware limited liability company (the “Borrower”) and direct wholly owned subsidiary of Opportunity Financial, LLC, a Delaware limited liability company (“OppFi-LLC”) and subsidiary of OppFi Inc., a Delaware corporation (“OppFi” or the …Material agreement entered · Form 8-K
- May 7, 2026On May 6, 2026, the Company’s Board of Directors approved a new share repurchase program (the “Repurchase Program”) under which the Company may repurchase up to $40 million of its Class A Common Stock (“Common Stock”)Earnings release · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
Credit Services
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