OPFIOppFi Inc.

$7.08

Price

$7.08-32%1Y
1M-20%1Y-32%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Top tier
9/10
Value71
Quality95
Momentum36
Growth40
Strongest Quality, weakest Momentum · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

OppFi is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. Through transparency, responsible lending, financial inclusion, and an excellent customer experience, the Company supports consumers, who are turned away by mainstream options, to build better financial health. OppFi’s primary mission is to facilitate financial inclusion and credit access to the 48 million everyday Americans who face credit insecurity, through its products and an unwavering commitment to its customers.

In the company’s own words · 10-K filed Mar 12, 2026 · SEC EDGAR

P/E (TTM)-
Market Cap$1.21B
1Y Return-32%
5Y Return-15%

OppFi Inc. (OPFI) reported revenue of $87M in Q1 2026 (quarter ended March 31, 2026), down 3.9% from the same quarter a year earlier. That came with net income of $28M (33% of revenue). For the full year FY2025, revenue was $381M (+19% year on year) and net income $26M.

Raw charts

9 series · TTM

As reported to the SEC, without any scoring.