Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
64/100RyuScore 64 out of 100, Above average
64
Today's price. Only valuation depends on it.
-50%-40%-30%-20%-10%today+10%+20%+30%
Above average. Lithia Motors, Inc. scores higher than 75% of the 1,794 companies Ryufin scores.
Carried by valuation and cycle position, held back by the balance sheet and earnings quality.
Consumer Cyclical median 61 · all companies 50
Valuation
26% of the score
83median 13
Lithia Motors, Inc. is valued at 10.5x its operating profit, including debt: a low multiple.
25x
20x
15x
10x
6x
10.5x
Full points at 6x or less, none from 25xfull points
Return on capital
18% of the score
56median 34
Over 7 years the business earned 10% a year after tax on the capital it uses.
2%
8%
15%
25%
10%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest 6.9%
Return on new capital
16% of the score
62median 49
For every dollar of operating profit earned over 6 years, yearly profit grew by 6 cents. New capital earned 3.4%, and 163% of profit went back into the business.
-5%
12%
5.5%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score
57median 64
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countUp 1.1% a year over 5 years: new shares
49
5%
-3%
1.1%
0 pointsfull points
Assets against salesAssets grew 26% a year, sales 23%
67
12%
-2%
2.6%
0 pointsfull points
Cycle position
12% of the score
91median 62
Today's operating margin of 4.1% is 0.78x its normal 5.2%: below its usual level, with room to recover. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
0.8x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 4.1%
Balance sheet
8% of the score
20median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDA5.1x a year of EBITDA
0
4.5x
0.5x
5.1x
0 pointsfull points
Interest coverOperating profit covers interest 6x
39
1.5x
12x
5.6x
0 pointsfull points
Earnings quality
6% of the score
39median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 0.12x profit over 3 years
0
0.7x
1x
1.3x
0.1x
0 pointsfull points
AccrualsProfit ran ahead of cash by 1.9% of assets
46
8%
0%
-8%
1.9%
0 pointsfull points
Beneish M-score-2.43
71
-1.50
-1.78
-2.22
-3.00
-2.43
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.