The financials
International Bancshares Corporation by the numbers
International Bancshares Corporation (IBOC) reported revenue of $215M in Q1 2026 (quarter ended March 31, 2026), down 0.0% from the same quarter a year earlier. That came with net income of $102M (48% of revenue). For the full year FY2025, revenue was $886M (+2.3% year on year) and net income $412M. Its largest product in 2026-Q2 was Service Charges On Deposit Accounts at $19M, 52% of the disclosed total, just ahead of Other Service Charges Commissions And Fees Banking at 40%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $215M | $215M | −0.0% |
| Net income | $102M | $97M | +5.5% |
| Diluted EPS | $1.64 | $1.56 | +5.1% |
| Product | Revenue | Share |
|---|---|---|
| Service Charges On Deposit Accounts | $19M | 52% |
| Other Service Charges Commissions And Fees Banking | $15M | 40% |
| Other Service Charges Commissions And Fees Nonbanking | $2.8M | 7.6% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $36.6M (+4.2%)
Service Charges On Deposit Accounts grew +6.6% year on yearOther Service Charges Commissions And Fees Banking -1.9% year on year
Segment Latestquarter on quarteryear on year
- Service Charges On Deposit Accounts$19.2M$19.2MQoQ +2.2%year on year +6.6%+2.2%+6.6%
- Other Service Charges Commissions And Fees Banking$14.7M$14.7MQoQ +2.2%year on year -1.9%+2.2%-1.9%
- Other Service Charges Commissions And Fees Nonbanking$2.8M$2.8MQoQ +36%year on year +4.3%+36%+4.3%