HQYHealthEquity, Inc.

$104.38

Price

$104.38+14%1Y
1M+11%1Y+14%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average
7/10
Value52
Quality90
Momentum35
Growth51
Strongest Quality, weakest Momentum · ranked vs Healthcare peers. The five questions below judge the company on its own terms.
What they do

We are a leader and an innovator in providing technology-enabled services that empower consumers to make healthcare saving, spending, and investing decisions. We use our innovative technology to manage consumers' tax-advantaged health savings accounts (“HSAs”) and other consumer-directed benefits (“CDBs”) offered by employers, including flexible spending accounts and health reimbursement arrangements (“FSAs” and “HRAs”), and to administer Consolidated Omnibus Budget Reconciliation Act (“COBRA”), commuter and other benefits.

In the company’s own words · 10-K filed Mar 17, 2026 · SEC EDGAR

P/E (TTM)39.1
Market Cap$7.14B
1Y Return+14%
5Y Return+41%

Business segments

Q2 2026 · $354.6M

The company’s own SEC segment disclosure.

  • Financial Service Other$174.3M49%
  • Service$122.9M35%
  • Credit And Debit Card$57.4M16%

HealthEquity, Inc. (HQY) reported revenue of $355M in Q1 2027 (quarter ended April 30, 2026), up 7.2% from the same quarter a year earlier. That came with a gross margin of 72% and net income of $69M (20% of revenue). For the full year FY2026, revenue was $1.31B (+9.5% year on year) and net income $215M. Its largest product in 2026-Q2 was Financial Service Other at $174M, 49% of the disclosed total, just ahead of Service at 35%.

Raw charts

11 series · TTM

As reported to the SEC, without any scoring.