Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
63/100RyuScore 63 out of 100, Above average
63
Today's price. Only valuation depends on it.
-50%-40%-30%-20%-10%today+10%+20%+30%
Above average. Gold.com, Inc. scores higher than 72% of the 1,794 companies Ryufin scores.
Carried by valuation and return on capital, held back by return on new capital and capital allocation.
Financial Services median 58 · all companies 50
Valuation
26% of the score, 30% here after data gaps
100median 13
Gold.com, Inc. is valued at 4.3x its operating profit, including debt: cheap enough for full points.
25x
20x
15x
10x
6x
4.3x
Full points at 6x or less, none from 25xfull points
Return on capital
18% of the score, 20% here after data gaps
80median 34
Over 7 years the business earned 15% a year after tax on the capital it uses.
2%
8%
15%
25%
15%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest 16%
Return on new capital
16% of the score, 18% here after data gaps
0median 49
Over 6 years yearly profit fell by 14 cents for every dollar earned. New capital earned -155%, and 9% of profit went back into the business.
-5%
12%
-14%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score, 16% here after data gaps
32median 64
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countUp 8.7% a year over 5 years: new shares
0
5%
-3%
8.7%
0 pointsfull points
Assets against salesAssets grew 28% a year, sales 27%
79
12%
-2%
0.9%
0 pointsfull points
Cycle position
Taken out: its 12% is shared by the others
n/ano data
Margins have been too thin to measure a cycle against.
Balance sheet
8% of the score, 9% here after data gaps
54median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDAMore cash than debt
100
Interest coverOperating profit covers interest 2x
8
1.5x
12x
2.4x
0 pointsfull points
Earnings quality
6% of the score, 7% here after data gaps
100median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 8.54x profit over 3 years
100
0.7x
1x
1.3x
8.5x
0 pointsfull points
AccrualsCash ran ahead of profit by 35.9% of assets
100
8%
0%
-8%
-36%
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For GOLD, cycle position could not be measured from the filings, so it is taken out and the remaining weights scale up.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there.