The financials
First Citizens BancShares, Inc. by the numbers
First Citizens BancShares, Inc. (FCNCA) reported revenue of $2.79B in Q1 2026 (quarter ended March 31, 2026), down 3.8% from the same quarter a year earlier. That came with net income of $534M (19% of revenue). For the full year FY2025, revenue was $11.8B (−4.7% year on year) and net income $2.21B. Its largest product in 2026-Q2 was Deposit Fees And Service Charges at $74M, 19.2% of the disclosed total, just ahead of Lending Related Fees at 18.9%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $2.79B | $2.90B | −3.8% |
| Net income | $534M | $483M | +11% |
| Diluted EPS | $42.63 | $34.47 | +24% |
| Product | Revenue | Share |
|---|---|---|
| Deposit Fees And Service Charges | $74M | 19% |
| Lending Related Fees | $73M | 19% |
| Asset Management1 | $62M | 16% |
| Client Investment Service | $59M | 15% |
| Credit And Debit Card | $38M | 9.8% |
| International Fees | $36M | 9.3% |
| Factoring Commissions | $18M | 4.7% |
| Insurance Commissions | $13M | 3.4% |
| Merchant Services | $13M | 3.4% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $386.0M (+5.2%)
Deposit Fees And Service Charges grew +25% year on yearCredit And Debit Card -7.3% year on year
Segment Latestquarter on quarteryear on year
- Deposit Fees And Service Charges$74.0M$74.0MQoQ +5.7%year on year +25%+5.7%+25%
- Lending Related Fees$73.0M$73.0MQoQ +5.8%year on year +5.8%+5.8%+5.8%
- Asset Management1$62.0M$62.0MQoQ +5.1%year on year +13%+5.1%+13%
- Client Investment Service$59.0M$59.0MQoQ +11%year on year +13%+11%+13%
- Credit And Debit Card$38.0M$38.0MQoQ 0.00%year on year -7.3%0.00%-7.3%
- International Fees$36.0M$36.0MQoQ +2.9%year on year +9.1%+2.9%+9.1%
- Factoring Commissions$18.0M$18.0MQoQ +5.9%year on year 0.00%+5.9%0.00%
- Insurance Commissions$13.0M$13.0MQoQ 0.00%year on year -7.1%0.00%-7.1%
- Merchant Services$13.0M$13.0MQoQ 0.00%year on year 0.00%0.00%0.00%