CZNCCitizens & Northern Corporation
Price
+34%1YEnd-of-day closes, not the intraday tick.
A mixed picture: the questions disagree
Quality shaky, nothing alarming, price roughly fair, growing in the filings, the market undecided.
Charts
As reported to the SEC, without any scoring.
Citizens & Northern Corporation (CZNC) reported revenue of $42M in Q2 2026 (quarter ended Jun 30, 2026), up 28% from the same quarter a year earlier. That came with net income of $14M (34% of revenue). For the full year FY2025, revenue was $139M (+8.7% year on year) and net income $23M. The next results filing is expected around Oct 22, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Sep 22, 2026As part of its ongoing corporate governance review, the Board of Directors on September 18, 2026, approved and adopted an amendment to the amended By-laws of the Corporation to provide additional flexibility regarding the frequency of regular meetings of the Board.Charter/bylaw amendment or fiscal-year change · Form 8-K
- Jul 23, 2026At June 30, 2026, C&N’s highly liquid sources of available funds totaled $1.387 billion, or 169.1% of uninsured deposits and 212.6% of uninsured and uncollateralized deposits.Earnings release · press release
- May 11, 2026On May 7, 2026, Ms. Kelley Cwiklinski, Executive Vice President and Chief Lending Officer – Commercial of Citizens & Northern Bank, a wholly owned subsidiary of Citizens & Northern Corporation (the “Corporation”), tendered her notice of retirement to be effective at the close of business on July 10, 2026.Director or officer change · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
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