The financials
Cavco Industries, Inc. by the numbers
Cavco Industries, Inc. (CVCO) reported revenue of $550M in Q4 2026 (quarter ended March 28, 2026), up 8.2% from the same quarter a year earlier. That came with a gross margin of 23% and net income of $42M (7.7% of revenue). For the full year FY2026, revenue was $2.24B (+11% year on year) and net income $191M. Its largest product in 2025-Q4 was Manufactured Product Other at $532M, 92% of the disclosed total, just ahead of Product And Service Other at 4.5%.
| Income statement | Q4 2026 | Q4 2025 | Change |
|---|---|---|---|
| Revenue | $550M | $508M | +8.2% |
| Gross profit | $127M | $116M | +9.4% |
| Operating income | $51M | $39M | +33% |
| Net income | $42M | $36M | +17% |
| Diluted EPS | $5.43 | $4.46 | +22% |
| Product | Revenue | Share |
|---|---|---|
| Manufactured Product Other | $532M | 92% |
| Product And Service Other | $26M | 4.5% |
| Financial Service Other | $21M | 3.5% |
| Insurance Agency Commissions | $2.0M | 0.3% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q4 2025Total $581.0M (+4.4%)
Insurance Agency Commissions grew +59% year on yearProduct And Service Other -9.9% year on year
Segment Latestquarter on quarteryear on year
- Manufactured Product Other$532.5M$532.5MQoQ +4.5%year on year +13%+4.5%+13%
- Product And Service Other$26.0M$26.0MQoQ +2.5%year on year -9.9%+2.5%-9.9%
- Financial Service Other$20.5M$20.5MQoQ +3.1%year on year +2.9%+3.1%+2.9%
- Insurance Agency Commissions$2.0M$2.0MQoQ +30%year on year +59%+30%+59%
Residential Construction
Ranks #2 of 14 by Smart Score