Valuation
26% of the score
0median 13
Apple Inc. is valued at 28x its operating profit, including debt: past the 25 times where this criterion gives nothing.
25x
20x
15x
10x
6x
28x
Full points at 6x or less, none from 25xfull points
AAPLApple Inc.
$338.35+42% 1Y
$338.35
$226.1552 weeks$341.07
RyuScore
Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
RyuScore 60 out of 100, Above average
Today's price. Only valuation depends on it.
Above average. Apple Inc. scores higher than 68% of the 1,794 companies Ryufin scores.
Carried by return on capital and capital allocation, held back by valuation.
Technology median 43 · all companies 50
Return on capital
18% of the score
100median 34
Over 7 years the business earned 54% a year after tax on the capital it uses.
2%
8%
15%
25%
54%
None at 2% or less, full points from 25%full points
7 years agolatest 74%
Return on new capital
16% of the score
62median 49
For every dollar of operating profit earned over 6 years, yearly profit grew by 5 cents. It did so while using less capital than before.
-5%
12%
5.5%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score
100median 64
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countDown 3.1% a year over 5 years: buybacks
1005%
-3%
-3.1%
0 pointsfull points
Assets against salesAssets grew 2.1% a year, sales 8.7%
10012%
-2%
-6.6%
0 pointsfull points
Cycle position
12% of the score
55median 62
Today's operating margin of 33% is 1.13x its normal 29%: above its usual level. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
1.1x
A trough earns points, a peak costs themfull points
10 years agonow 33%
Balance sheet
8% of the score
100median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDA0.1x a year of EBITDA
1004.5x
0.5x
0.1x
0 pointsfull points
Interest coverOperating profit covers interest 39x
1001.5x
12x
39.4x
0 pointsfull points
Earnings quality
6% of the score
66median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 1.12x profit over 3 years
770.7x
1x
1.3x
1.1x
0 pointsfull points
AccrualsProfit ran ahead of cash by 0.1% of assets
598%
0%
-8%
0.1%
0 pointsfull points
Beneish M-score-2.29
64-1.50
-1.78
-2.22
-3.00
-2.29
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-27, latest annual report FY2025.
On our screens:Stocks that buy back more than they dilute