Ryufin

Vanquis Banking Group plc

United Kingdom · GB00B1Z4ST84 · reports in GBP · Europe

The answers

From the annual report for the year to Dec 31, 2025. Each line says what it is based on.

Is it growing?Fair
Revenue +1.9% in the year to Dec 31, 2025, on the year before.
Is it a good business?To watch
It earned 1.7% on its shareholders' equity in the year to Dec 31, 2025.
Is it safe?To watch
Equity is 12% of its assets, and operations brought in cash in the year.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2025, consolidated, in GBP.

£455M

revenue

n/a

operating margin

£8M

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2022Dec 2023Dec 2024Dec 2025
Revenue£481M£489M£446M£455M
Net profit to shareholders£77M−£6M−£119M£8M
Earnings per share£0.31−£0.02−£0.47£0.03
Dividend per share£5.00£5.00£0.00£0.00
Cash from operations−£205M−£231M£453M£93M
Capital spending£4M£3M£2M£3M
Cash£465M£743M£1.0B£805M
Total assets£2.7B£3.2B£3.4B£3.9B
Equity£615M£583M£441M£487M

What they do

In the company's own words, from the annual report.

Our purpose is to deliver caring banking so our customers can make the most of life’s opportunities

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.