Ryufin

Temenos AG

United Kingdom · CH0012453913 · reports in USD · Europe

The answers

From the annual report for the year to Dec 31, 2025. Each line says what it is based on.

Is it growing?Fair
Revenue +4.5% in the year to Dec 31, 2025, on the year before.
Is it a good business?Good
It earned 59% on its shareholders' equity in the year to Dec 31, 2025.
Is it safe?To watch
Equity is 21% of its assets, and operations brought in cash in the year.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2025, consolidated, in USD.

$1.1B

revenue

23%

operating margin

$281M

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2024Dec 2025
Revenue$1.0B$1.1B
Operating profit$231M$248M
Net profit to shareholders$177M$281M
Earnings per share$0.02$0.04
Cash from operations$363M$354M
Capital spending$5M$5M
Cash$114M$204M
Total assets$2.3B$2.2B
Equity$639M$478M

What they do

In the company's own words, from the annual report.

The Company and its subsidiaries (the “Temenos Group” or the “Group”) are engaged in the development, marketing and sale of integrated banking software systems. The Group is also involved in supporting the implementation of the systems at various customer locations around the world and the implementation and running of systems in cloud environments, as well as in offering help desk support services to existing users of Temenos software systems. The customer base consists of mostly banking and other financial services institutions.

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.