Ryufin

SpareBank 1 Sør-Norge

Norway · NO0010631567 · reports in NOK · Europe

The answers

From the annual report for the year to Dec 31, 2024. Each line says what it is based on.

Is it growing?Good
Revenue +23% in the year to Dec 31, 2024, on the year before.
Is it a good business?Fair
It earned 9.3% on its shareholders' equity in the year to Dec 31, 2024.
Is it safe?n/a
Equity is a thin slice of the balance sheet, as at a bank or insurer, where it does not read the same way.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2024, consolidated, in NOK.

NOK 10.7B

revenue

n/a

operating margin

NOK 4.9B

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2021Dec 2022Dec 2023Dec 2024
RevenueNOK 6.7BNOK 7.0BNOK 8.7BNOK 10.7B
Net profit to shareholdersNOK 3.1BNOK 3.3BNOK 4.3BNOK 4.9B
Earnings per shareNOK 12.08NOK 12.88NOK 16.27NOK 13.08
Capital spendingNOK 177MNOK 97MNOK 124MNOK 184M
CashNOK 580MNOK 1.4BNOK 2.1BNOK 3.2B
Total assetsNOK 304.4BNOK 345.9BNOK 362.2BNOK 479.3B
EquityNOK 27.2BNOK 28.9BNOK 33.6BNOK 52.6B

What they do

In the company's own words, from the annual report.

Konsernets hovedvirksomhet er salg og formidling av et bredt spekter av finansielle produkter og tjenester, investeringstjenester, konsulenttjenester, regnskapstjenester samt leasing og eiendomsmegling.

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.