Ryufin

Osb Group PLC

United Kingdom · GB00BLDRH360 · reports in GBP · Europe

The answers

From the annual report for the year to Dec 31, 2025. Each line says what it is based on.

Is it growing?Fair
Revenue +0.1% in the year to Dec 31, 2025, on the year before.
Is it a good business?Fair
It earned 12% on its shareholders' equity in the year to Dec 31, 2025.
Is it safe?To watch
Equity is 7% of its assets, and operations brought in cash in the year.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2025, consolidated, in GBP.

£668M

revenue

n/a

operating margin

£286M

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2022Dec 2023Dec 2024Dec 2025
Revenue£775M£658M£667M£668M
Earnings per share£0.91£0.66£0.78£0.76
Dividend per share£0.42£0.32£0.34£0.35
Cash from operations£429M£425M£2.2B£244M
Cash£3.0B£2.5B£3.2B£2.8B
Total assets£27.6B£29.6B£30.2B£31.1B
Equity£2.2B£2.1B£2.2B£2.3B

What they do

In the company's own words, from the annual report.

The Group provides loans, asset finance and retail deposits within the UK. The Group segments its lending business and operates under two segments: • OneSavings Bank (OSB)• Charter Court Financial Services (CCFS)

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.