Ryufin

Nova Ljubljanska banka d.d. Ljubljana

Slovenia · SI0021117344 · reports in EUR · Europe

The answers

From the annual report for the year to Dec 31, 2025. Each line says what it is based on.

Is it growing?Fair
Revenue +2.4% in the year to Dec 31, 2025, on the year before.
Is it a good business?Fair
It earned 13% on its shareholders' equity in the year to Dec 31, 2025.
Is it safe?To watch
Equity is 12% of its assets, and operations brought in cash in the year.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2025, consolidated, in EUR.

€1.2B

revenue

n/a

operating margin

€503M

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2022Dec 2023Dec 2024Dec 2025
Revenue€570M€993M€1.2B€1.2B
Net profit to shareholders€447M€551M€515M€503M
Earnings per share€22.30€27.50€25.70€25.20
Dividend per share€5.00€5.50€11.00€12.86
Cash from operations−€109M€1.4B−€795M€448M
Capital spendingn/an/a€43M€52M
Cash€5.5B€6.6B€4.5B€4.8B
Total assets€24.2B€25.9B€28.0B€31.5B
Equity€2.4B€2.9B€3.3B€3.9B

What they do

In the company's own words, from the annual report.

universal banking services

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.