NOBA Bank Group AB (publ)

Sweden · SE0023135298 · reports in SEK · Europe

The answers

From the annual report for the year to Dec 31, 2025. Each line says what it is based on.

Is it growing?Good
Revenue +14% in the year to Dec 31, 2025, on the year before.
Is it a good business?Fair
It earned 13% on its shareholders' equity in the year to Dec 31, 2025.
Is it safe?To watch
Equity is 16% of its assets, and operations used cash in the year.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2025, consolidated, in SEK.

SEK 11.3B

revenue

41%

operating margin

SEK 3.4B

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2021Dec 2022Dec 2024Dec 2025
RevenueSEK 2.6BSEK 7.0BSEK 9.9BSEK 11.3B
Operating profitn/an/aSEK 2.9BSEK 4.6B
Net profit to shareholdersn/an/aSEK 2.0BSEK 3.4B
Earnings per sharen/an/aSEK 4.00SEK 6.82
Cash from operationsn/an/aSEK 6.9B−SEK 6.1B
CashSEK 5.0BSEK 7.1BSEK 12.1BSEK 6.3B
Total assetsSEK 108.6BSEK 119.3BSEK 159.1BSEK 162.9B
EquitySEK 19.0BSEK 19.8BSEK 22.7BSEK 26.3B

What they do

In the company's own words, from the annual report.

Koncernens primära verksamhet är att lämna krediter till privatpersoner i form av privatlån, bolån, kapitalfrigörings- krediter och kreditkort liksom att ta emot inlåning i Sverige, Norge, Danmark, Finland, Tyskland, Spanien, Nederländerna och Irland. NOBA Bank Group AB:s (publ) direkta dotterbo- lags, liksom Svensk Hypotekspension AB:s dotterbolags, primära verksamhet är att förvärva låneportföljer origi- nerade av NOBA Bank Group AB (publ) respektive Svensk Hypotekspension AB mot upptagande av låne- eller obliga- tionsfinansiering. Vissa av dessa bolag är vilande och bedriver i nuläget ingen verksamhet.

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.