Ryufin

Línea Directa Aseguradora S.A., Compañía de Seguros y Reaseguros

Spain · ES0105546008 · reports in EUR · Europe

The answers

From the annual report for the year to Dec 31, 2024. Each line says what it is based on.

Is it growing?Fair
Revenue +3.2% in the year to Dec 31, 2024, on the year before.
Is it a good business?Good
It earned 18% on its shareholders' equity in the year to Dec 31, 2024.
Is it safe?Fair
Equity is 29% of its assets.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2024, consolidated, in EUR.

€991M

revenue

n/a

operating margin

€64M

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2021Dec 2022Dec 2023Dec 2024
Revenuen/an/a€960M€991M
Net profit to shareholders€110M€60M−€4M€64M
Earnings per share€0.10€0.05€0.00€0.06
Cash from operations€89M€71Mn/an/a
Capital spending€3M€2M€1M€3M
Cash€116M€52M€42M€17M
Total assets€1.4B€1.2B€1.1B€1.2B
Equity€378M€291M€313M€358M

What they do

In the company's own words, from the annual report.

El objeto social de la Sociedad Dominante es la realización de operaciones de seguro y reaseguro en los ramos de automóvil, hogar y otros distintos a los de vida, actividades para las que cuenta con la autorización de la Dirección General de Seguros y Fondos de Pensiones. Con fecha 19 de julio de 2017 recibió autorización de esta entidad para operar también en el ramo de Enfermedad en la modalidad de Asistencia Sanitaria. La Sociedad Dominante inició la comercialización de seguros de Salud en octubre de 2017.

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.