ING Groep N.V.
Netherlands · NL0011821202 · reports in EUR · Europe
The answers
From the annual report for the year to Dec 31, 2025. Each line says what it is based on.
- Is it growing?Fair
- Revenue +1.9% in the year to Dec 31, 2025, on the year before.
- Is it a good business?Fair
- It earned 13% on its shareholders' equity in the year to Dec 31, 2025.
- Is it safe?To watch
- Equity is 5% of its assets, and operations used cash in the year.
- Is the price fair?n/a
- Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.
The year
Year to Dec 31, 2025, consolidated, in EUR.
€23.0B
revenue
n/a
operating margin
€6.3B
net profit
Year by year
As filed; an earlier year can differ from its own report when the company restated it.
| Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 | |
|---|---|---|---|---|
| Revenue | €18.6B | €22.6B | €22.6B | €23.0B |
| Net profit to shareholders | €3.7B | €7.3B | €6.4B | €6.3B |
| Earnings per share | €1.02 | €2.05 | €1.98 | €2.12 |
| Cash from operations | −€11.1B | −€11.3B | −€22.5B | −€6.4B |
| Capital spending | €231M | €246M | €332M | €351M |
| Cash | €95.4B | €93.0B | €69.1B | €54.1B |
| Total assets | €967.8B | n/a | €1.0T | €1.1T |
| Equity | €50.4B | €52.2B | €51.3B | €51.0B |
What they do
In the company's own words, from the annual report.
ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers.
Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.