Ryufin

Banco Comercial Português, S.A.

Portugal · PTBCP0AM0015 · reports in EUR · Europe

The answers

From the annual report for the year to Dec 31, 2024. Each line says what it is based on.

Is it growing?Fair
Revenue +7.9% in the year to Dec 31, 2024, on the year before.
Is it a good business?Fair
It earned 12% on its shareholders' equity in the year to Dec 31, 2024.
Is it safe?To watch
Equity is 8% of its assets, and operations brought in cash in the year.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2024, consolidated, in EUR.

€4.7B

revenue

27%

operating margin

€1.0B

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2021Dec 2022Dec 2023Dec 2024
Revenue€1.7B€2.7B€4.4B€4.7B
Operating profit€98M€350M€1.4B€1.3B
Earnings per share€0.01€0.01€0.05€0.06
Dividend per sharen/a€0.00n/an/a
Cash from operations€4.4B−€580M€4.0B€5.6B
Total assets€92.9B€89.9B€94.4B€102.1B
Equity€7.1B€5.9B€7.3B€8.2B

What they do

In the company's own words, from the annual report.

The Group provides a wide variety of banking services and financial activities in Portugal and abroad, where it is present in the following markets: Poland, Mozambique, Angola (through its associate BMA) and China (Macao). All its banking operations develop their activity under the Millennium brand. The Group also ensures its international presence through representation offices and/or commercial protocols.The Bank offers a vast range of financial products and services: current accounts, payment systems, savings and investment products, private banking, asset management and investment banking, including mortgage loans, personal loans, commercial banking, leasing, factoring and insurance, among others. The back-office operations for the distribution network are integrated to benefit from economies of scale.In Portugal, Millennium bcp is focused on the retail and companies markets, providi

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.