Ryufin

Arion Bank hf.

Iceland · IS0000028157 · reports in ISK · Europe

The answers

From the annual report for the year to Dec 31, 2025. Each line says what it is based on.

Is it growing?Fair
Revenue −1.9% in the year to Dec 31, 2025, on the year before.
Is it a good business?Fair
It earned 14% on its shareholders' equity in the year to Dec 31, 2025.
Is it safe?To watch
Equity is 12% of its assets, and operations brought in cash in the year.
Is the price fair?n/a
Not answered: no exchange publishes this company's price for free reuse, so there is no P/E here.

The year

Year to Dec 31, 2025, consolidated, in ISK.

ISK 129.8B

revenue

60%

operating margin

ISK 30.6B

net profit

Year by year

As filed; an earlier year can differ from its own report when the company restated it.

Dec 2022Dec 2023Dec 2024Dec 2025
RevenueISK 83.5BISK 123.1BISK 132.3BISK 129.8B
Operating profitISK 55.3BISK 64.2BISK 66.5BISK 78.4B
Net profit to shareholdersISK 25.9BISK 25.8BISK 26.1BISK 30.6B
Earnings per shareISK 17.40ISK 17.80ISK 18.31ISK 22.05
Cash from operationsISK 57.4B−ISK 11.4BISK 23.6BISK 36.5B
Capital spendingISK 357MISK 457MISK 325MISK 463M
CashISK 150.1BISK 115.0BISK 117.3BISK 138.5B
Total assetsISK 1.5TISK 1.5TISK 1.6TISK 1.8T
EquityISK 188.0BISK 199.3BISK 207.1BISK 217.4B

What they do

In the company's own words, from the annual report.

Arion Bank and its subsidiaries provide comprehensive financial services to the people of Iceland.

Source: the company’s annual financial report in ESEF, via filings.xbrl.org (XBRL International). Listed shares from ESMA’s FIRDS register; ESMA does not endorse this site. Ryufin computed the answers and ratios from the filed figures.