WRLDWorld Acceptance Corporation

$180.13+1.9% 1Y

Is the business good?

Mixed

The checks split: margins steady and returns not propped up by debt.

2 neutral, 2 without data
Margin direction, 3 years−0.8 pts

Operating profit is falling even as sales grow, costs are outrunning the top line.

Where ROE comes from4% ROA

A balanced mix of margins, efficiency, and leverage. ROE 12% = margin × turnover × leverage.

All from derived.

Where this answer is blind. The F-score rewards improvement, so an already-elite company can score mid-pack.