Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
33/100RyuScore 33 out of 100, Below average
33
Below average. Universal Logistics Holdings, Inc. scores higher than 30% of the 2,291 companies Ryufin scores.
Carried by cycle position and earnings quality, held back by valuation and return on new capital.
Industrials median 59 · all companies 54
Valuation
26% of the score
0median 50
An operating loss over the last year: there are no earnings to price.
Return on capital
18% of the score
44median 23
Over 7 years the business earned 7.9% a year after tax on the capital it uses.
2%
8%
15%
25%
7.9%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest -4.2%
Return on new capital
16% of the score
0median 33
Over 6 years yearly profit fell by 6 cents for every dollar earned. New capital earned -3.6%, and 152% of profit went back into the business.
-5%
12%
-5.5%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score
51median 63
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countDown 0.5% a year over 5 years: buybacks
69
5%
-3%
-0.5%
0 pointsfull points
Assets against salesAssets grew 11% a year, sales 2.3%
25
12%
-2%
8.5%
0 pointsfull points
Cycle position
12% of the score
100median 63
Today's operating margin of -3.3% is -0.42x its normal 7.8%: near a trough. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
-0.4x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow -3.3%
Balance sheet
8% of the score
0median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDA7.2x a year of EBITDA
0
4.5x
0.5x
7.2x
0 pointsfull points
Interest coverAn operating loss: the interest is not covered
0
1.5x
12x
-1x
0 pointsfull points
Earnings quality
6% of the score
100median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 4.11x profit over 3 years
100
0.7x
1x
1.3x
4.1x
0 pointsfull points
AccrualsCash ran ahead of profit by 15.9% of assets
100
8%
0%
-8%
-16%
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-07-04, latest annual report FY2025.