UHALU-Haul Holding Company
Is it safe?
Nothing alarming, nothing pristine: comfortable debt (BBB) and typical volatility.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -46% · now 24% below its 52-week high.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can UHAL take a bad year?
U-Haul Holding Company carries $7.05B of net debt at 4.33× EBITDA: a heavy load to carry through a bad year.
Net debt · as at Q1 2027 · over four years of earnings before interest, tax and depreciation, heavy
- Net debt / EBITDA
- 4.33×
Net debt / EBITDA · 3.45× a year ago · the load is going up
- Cash runway
- 0.9 years
Cash runway · burning $308M a quarter at the current rate
- Annualised volatility
- 31%
Annualised volatility · about as steady as the market itself
Details›
- Total debtQ1 2027
- $8.15B
- Cash and short-term investments
- $1.10B
- Net debt
- $7.05B
- EBITDA, trailing twelve months
- $1.63B
- Operating profit, trailing twelve months
- $426M
- Debt / equity
- 1.06×
- Total debt / EBITDA
- 5.01×
- Annualised volatilitytwo years of daily moves
- 31%
- Worst drawdown on file
- −46%
- Below its 52-week high
- 24%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Rental & Leasing Services
Ranks #11 of 13 by RyuScore