SAICScience Applications International Corporation

$134.69+31% 1Y
Latest close: a new 52-week highOct 9, 2026what changed →

Is it safe?

Good

Strong, no red flags: a safe balance sheet, clean books, and insiders buying.

3 good, 3 neutral
SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality6 / 9

Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Insider conviction+$133K

Insiders were net buyers (+$133K, 90 days to Oct 8, 2026). SEC Form 4 filings: officers and directors must report their own trades within two business days.

Credit gradeBBBderived · Jul 31, 2026

Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.

Drawdown risk37% volderived · Oct 9, 2026

Moderate price swings, typical volatility. Worst drawdown -46% · now at/near its 52-week high.

Unless marked, from SEC EDGAR, as of Jan 30, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitymiddle of the market
Max drawdownbetter than 83% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can SAIC take a bad year?

Science Applications International Corporation carries $2.36B of net debt at 3.43× EBITDA: a load its earnings can carry.

$2.36B

Net debt · as at Q2 2027 · between two and four years of EBITDA, normal for a stable business

Net debt / EBITDA
3.43×

Net debt / EBITDA · 3.50× a year ago · the load is coming down

Altman Z-score
2.81

Altman Z-score · grey zone, between 1.8 and 3

Interest cover
4.45×

Interest cover · operating profit covers the interest bill, with room to spare

Details›
Total debtQ2 2027
$2.48B
Cash and short-term investments
$126M
Net debt
$2.36B
EBITDA, trailing twelve months
$688M
Operating profit, trailing twelve months
$592M
Debt / equity
1.73×
Total debt / EBITDA
3.61×
Annualised volatilitytwo years of daily moves
37%
Worst drawdown on file
−46%
Below its 52-week high
0.00%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.