RELYRemitly Global, Inc.

$21.90+9.9% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 26 out of 100, Weak
Today's price. Only valuation depends on it.

Weak. Remitly Global, Inc. scores higher than 23% of the 1,794 companies Ryufin scores.

Carried by the balance sheet and earnings quality, held back by valuation and return on capital.

Technology median 43 · all companies 50

Valuation

26% of the score, 30% here after data gaps

13median 13

Remitly Global, Inc. is valued at 22.8x its operating profit, including debt: a rich multiple.

25x
20x
15x
10x
6x
22.8x
Full points at 6x or less, none from 25xfull points

Return on capital

18% of the score, 20% here after data gaps

0median 34

Over 5 years the business earned -20% a year after tax on the capital it uses.

2%
8%
15%
25%
-20%
None at 2% or less, full points from 25%full points
Return on capital by year
5 years agolatest 18%

Return on new capital

16% of the score, 18% here after data gaps

0median 49

No operating profit over the period, so nothing was earned to reinvest.

Capital allocation

14% of the score, 16% here after data gaps

40median 64

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countUp 58.9% a year over 5 years: new shares
0
5%
-3%
59%
0 pointsfull points
Assets against salesAssets grew 32% a year, sales 45%
100
12%
-2%
-13%
0 pointsfull points

Cycle position

Taken out: its 12% is shared by the others

n/ano data

Margins have been too thin to measure a cycle against.

Balance sheet

8% of the score, 9% here after data gaps

100median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDAMore cash than debt
100
Interest coverOperating profit covers interest 17x
100
1.5x
12x
16.7x
0 pointsfull points

Earnings quality

6% of the score, 7% here after data gaps

100median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

AccrualsCash ran ahead of profit by 20.8% of assets
100
8%
0%
-8%
-21%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For RELY, cycle position could not be measured from the filings, so it is taken out and the remaining weights scale up.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.