PAYSPaysign, Inc.
Is the price fair?
Neither cheap nor expensive: modest expectations priced in, but well above its own median P/E.
Priced for a decline (~−2% a year). The price demands less than its three-year revenue growth of 33% a year, expectations look modest.
Expensive vs its own history: P/E 55.4 vs a 36.8 median over 33 quarters (+51% vs median).
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What PAYS's price assumes
Paysign, Inc. trades at 55.4× earnings against 33.1× for the median Software - Infrastructure name, more expensive than its own group.
Trailing P/E · Software - Infrastructure median 33.1 · 1.68× the median: the market pays up for this one
- Free cash flow yield
- 8.8%
Free cash flow yield · Software - Infrastructure median 5.3%
- Growth the price implies
- −1.9%
Growth the price implies · The price pays for −1.9% free cash flow growth a year for a decade; the business has delivered +102% a year over the last three.
Details›
- Technology median P/E459 names
- 36.8
- Software - Infrastructure median P/E107 names
- 33.1
- Free cash flow, trailing twelve months
- $74M
- Market capitalisation
- $837M
- 3-year revenue growth
- +33%
- 3-year free cash flow growth
- +102%
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $6.30 |
| Its own P/E history, median | $9.93 |
| Its own P/E history, upper quartile | $19.82 |
| 52-week range | $3.18 – $14.97 |
| Today | $7.72 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Software, Infrastructure
Ranks #24 of 80 by RyuScore