Valuation
26% of the score, 28% here after data gaps
61median 56
Payoneer Global Inc. is valued at 21.2x its operating profit, including debt: a rich multiple.
60x
50x
35x
25x
18x
12x
8x
21.2x
Full points at 8x or less, none from 60xfull points
PAYOPayoneer Global Inc.
$7.15+4.9% 1Y
$7.15
$4.2752 weeks$7.18
RyuScore
Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
RyuScore 68 out of 100, Above average
Above average. Payoneer Global Inc. scores higher than 71% of the 1,794 companies Ryufin scores.
Carried by return on capital and return on new capital, held back by cycle position.
Technology median 48 · all companies 57
How the score has moved
At each fiscal year end, from the reports and price of the time35
80
68
20222023today
The biggest move was up 45 points from 2022 to 2023, mostly valuation.
Return on capital
18% of the score, 20% here after data gaps
100median 34
Over 5 years the business earned 25% a year after tax on the capital it uses.
2%
8%
15%
25%
25%
None at 2% or less, full points from 25%full points
5 years agolatest 21%
Return on new capital
16% of the score, 17% here after data gaps
100median 49
For every dollar of operating profit earned over 6 years, yearly profit grew by 56 cents. New capital earned 51%, and 109% of profit went back into the business.
-5%
12%
56%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score, 15% here after data gaps
57median 67
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countUp 2.7% a year over 3 years: new shares
295%
-3%
2.7%
0 pointsfull points
Assets against salesAssets grew 20% a year, sales 25%
10012%
-2%
-5.4%
0 pointsfull points
Cycle position
12% of the score, 13% here after data gaps
0median 62
Today's operating margin of 10% is 3.70x its normal 2.8%: near a peak, where margins tend to fall back. Normal is half the 7 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
3.7x
A trough earns points, a peak costs themfull points
7 years agonow 10%
Balance sheet
Taken out: its 8% is shared by the others
n/ano data
No debt or interest figures on file.
Earnings quality
6% of the score, 7% here after data gaps
85median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 1.98x profit over 3 years
1000.7x
1x
1.3x
2x
0 pointsfull points
AccrualsCash ran ahead of profit by 1.9% of assets
708%
0%
-8%
-1.9%
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For PAYO, balance sheet could not be measured from the filings, so it is taken out and the remaining weights scale up.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.
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Ranks #14 of 59 by RyuScore