$69.14+11% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 75 out of 100, Strong
Today's price. Only valuation depends on it.

Strong. Altria scores higher than 91% of the 1,794 companies Ryufin scores.

Carried by valuation and return on capital, held back by return on new capital.

Consumer Defensive median 60 · all companies 50

Valuation

26% of the score

75median 13

Altria is valued at 12x its operating profit before acquisition amortisation (EBITA), including debt: an ordinary multiple.

25x
20x
15x
10x
6x
12x
Full points at 6x or less, none from 25xfull points

Return on capital

18% of the score

100median 34

Over 7 years the business earned 26% a year after tax on the capital it uses.

2%
8%
15%
25%
26%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest 31%

Return on new capital

16% of the score

44median 49

For every dollar of operating profit earned over 6 years, yearly profit grew by 2 cents. It did so while using less capital than before.

-5%
12%
2.4%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score

92median 64

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countDown 2% a year over 5 years: buybacks
87
5%
-3%
-2%
0 pointsfull points
Assets against salesAssets grew -5.9% a year, sales -2.3%
100
12%
-2%
-3.6%
0 pointsfull points

Cycle position

12% of the score

61median 62

Today's operating margin of 47% is 1.05x its normal 45%: close to its usual level. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
1.1x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 47%

Balance sheet

8% of the score

69median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDA2x a year of EBITDA
63
4.5x
0.5x
2x
0 pointsfull points
Interest coverOperating profit covers interest 9x
75
1.5x
12x
9.3x
0 pointsfull points

Earnings quality

6% of the score

75median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 1.04x profit over 3 years
65
0.7x
1x
1.3x
1x
0 pointsfull points
AccrualsCash ran ahead of profit by 6.7% of assets
93
8%
0%
-8%
-6.7%
0 pointsfull points
Beneish M-score-2.37
68
-1.50
-1.78
-2.22
-3.00
-2.37
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.