Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
31/100RyuScore 31 out of 100, Below average
31
Today's price. Only valuation depends on it.
-50%-40%-30%-20%-10%today+10%+20%+30%
Below average. LGI Homes, Inc. scores higher than 24% of the 1,794 companies Ryufin scores.
Carried by cycle position, held back by valuation and return on new capital.
Consumer Cyclical median 67 · all companies 57
How the score has moved
At each fiscal year end, from the reports and price of the time
75
74
69
57
46
35
31
202020212022202320242025today
The biggest move was down 12 points from 2022 to 2023, mostly valuation.
Valuation
26% of the score, 32% here after data gaps
24median 56
LGI Homes, Inc. is valued at 38.2x its operating profit, including debt: a very rich multiple.
60x
50x
35x
25x
18x
12x
8x
38.2x
Full points at 8x or less, none from 60xfull points
Return on capital
Taken out: its 18% is shared by the others
n/ano data
Fewer than three years of operating profit and capital on file.
Return on new capital
16% of the score, 20% here after data gaps
0median 49
Over 6 years yearly profit fell by 24 cents for every dollar earned.
-5%
12%
-24%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score, 17% here after data gaps
51median 67
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countDown 1.7% a year over 5 years: buybacks
84
5%
-3%
-1.7%
0 pointsfull points
Assets against salesAssets grew 17% a year, sales -6.3%
0
12%
-2%
23%
0 pointsfull points
Cycle position
12% of the score, 15% here after data gaps
100median 62
Today's operating margin of 4.7% is 0.35x its normal 13%: near a trough. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
0.3x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 4.7%
Balance sheet
8% of the score, 10% here after data gaps
0median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDA19x a year of EBITDA
0
4.5x
0.5x
19x
0 pointsfull points
Earnings quality
6% of the score, 7% here after data gaps
9median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was -0.73x profit over 3 years
0
0.7x
1x
1.3x
-0.7x
0 pointsfull points
AccrualsProfit ran ahead of cash by 5.5% of assets
19
8%
0%
-8%
5.5%
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For LGIH, return on capital could not be measured from the filings, so it is taken out and the remaining weights scale up.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.