HIGThe Hartford

$134.04+10% 1Y
Latest close: below its 200-day averageNov 6, 2026what changed →

Operating metrics

Combined ratio, Business Insurance at Hartford: 91.3% for Q3 2026, +2.5 points on a year ago.

Operating metrics

From earnings releases, Q3 2021 to Q3 2026
Combined ratio, Business Insurance, Q3 202691.3%

+2.5 points on a year ago

Combined ratio, Business Insurance, Q3 2026: 91.3%

Combined ratio91.388.82.5

Source: Q3 2026 earnings release, filed Oct 26, 2026

Every quarter, with its source

QuarterCombined ratio, Business InsuranceRelease
Q3 202691.3%Filed Oct 26, 2026
Q2 202691.4%Filed Jul 23, 2026
Q1 202694.8%Filed Apr 23, 2026
Q4 202583.6%Filed Jan 29, 2026
Q3 202588.8%Filed Oct 27, 2025
Q2 202587.0%Filed Jul 28, 2025
Q1 202594.4%Filed Apr 24, 2025
Q4 202487.4%Filed Jan 30, 2025
Q3 202492.2%Filed Oct 24, 2024
Q2 202489.8%Filed Jul 25, 2024
Q1 202490.1%Filed Apr 25, 2024
Q4 202384.7%Filed Feb 1, 2024
Q3 202390.2%Filed Oct 26, 2023
Q2 202391.2%Filed Jul 27, 2023
Q1 202392.7%Filed Apr 27, 2023
Q4 202289.0%Filed Feb 2, 2023
Q3 202294.3%Filed Oct 27, 2022
Q2 202287.3%Filed Jul 28, 2022
Q1 202290.3%Filed Apr 28, 2022
Q4 202184.6%Filed Feb 3, 2022
Q3 2021101.2%Filed Oct 28, 2021
Combined ratio, Business Insurance
Business Insurance (formerly Commercial Lines) combined ratio for the quarter: losses, expenses and policyholder dividends as a percent of earned premiums.

Source: company earnings releases furnished to the SEC on Form 8-K (Item 2.02, Exhibit 99), SEC EDGAR.

Hartford (HIG) Key Metrics: Combined Ratio, Business Insurance by Quarter · Ryufin