DGDollar General
Is it safe?
Solid, nothing alarming. Balance sheet to watch, quality moderate.
Mixed, watch the balance sheet Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$733K, 90 days to Oct 8, 2026), selling is often routine.
Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -73% · now 18% below its 52-week high.
Unless marked, from SEC EDGAR, as of Jan 30, 2026.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can DG take a bad year?
Dollar General carries $2.98B of net debt at 0.85× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 0.85×
Net debt / EBITDA · 1.59× a year ago · the load is coming down
- Altman Z-score
- 2.55
Altman Z-score · grey zone, between 1.8 and 3
- Debt / equity
- 0.49×
Debt / equity
Details›
- Total debtQ2 2026
- $4.57B
- Cash and short-term investments
- $1.59B
- Net debt
- $2.98B
- EBITDA, trailing twelve months
- $3.52B
- Operating profit, trailing twelve months
- $2.44B
- Debt / equity
- 0.49×
- Total debt / EBITDA
- 1.30×
- Annualised volatilitytwo years of daily moves
- 36%
- Worst drawdown on file
- −73%
- Below its 52-week high
- 18%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Consumer Defensive
Ranks #42 of 131 by RyuScore